How Much Does a Fiberglass Pool Cost?

What Factors Affect Fiberglass Pool Costs?

Many variables, including pool size and shape, yard conditions, and geographic location, can impact the upfront investment and potential long-term expenses. Let’s take a look at the top three factors and how they affect fiberglass pool costs.

1. Fiberglass Pool Shape & Size

• The shape and size of other pool types can greatly affect their cost because they are hand-built on-site and may require extensive labor and materials. However, because a fiberglass pool’s shape is already determined and built into the pool shell, the shape of a fiberglass pool doesn’t affect its price. Size does affect a fiberglass pool’s cost. Larger pool shells are typically more expensive and require more excavation, which increases installation expenses. Bigger pools also hold more water, impacting the cost of filling and heating the pool over time.
• Fiberglass pools come in small, medium, and large sizes to accommodate various yard sizes, and each fiberglass pool manufacturer may offer slightly different dimensions. However, every fiberglass pool design is transported in one piece from the manufacturer to the backyard site. Large fiberglass pools usually fall within a maximum of 40 feet long and 16 feet wide for safe delivery to your home. This limitation causes less variability in pricing than other pool types with unlimited size and shape.

2. Site Conditions

• Soil Type

• • Rocky Soil: Excavating rocky soil requires specialized equipment and takes more time, increasing costs.
  • Clay Soil: Clay can retain water and require drainage systems to prevent shifting or settling, which adds expense.
  • Sandy Soil: Sandy areas may require additional stabilization measures to secure the pool shell and prevent movement.

• Slope of the Yard

• • Flat Terrain: A flat yard is typically easier and less expensive to prepare for installation.

• • Sloped or Hilly Terrain: These yards may require grading, retaining walls, or other measures to level the site, which can significantly increase costs.
    

• Access to the Site

• • Wide Access: Easy access allows for standard excavation and delivery equipment, reducing costs.

• • Limited Access: Tight spaces or hard-to-reach locations may require smaller equipment, manual labor, or crane services to deliver and install the pool.
• High Water Table: Areas with high water tables require additional measures, such as dewatering systems, to stabilize the pool during installation and prevent floating later, which can increase costs significantly.

3. Geographic Location

Where you live can impact your fiberglass pool costs. Here are some common reasons your costs may fluctuate based on your geographic location:

• Local Permits: Regional differences in permitting fees and inspection requirements can increase installation costs.
• HOA Mandates: Homeowners’ associations (HOAs) may impose specific rules regarding pool design, fencing, or landscaping, adding costs for compliance.
• Environmental or Zoning Regulations: In some areas, extra measures may be needed to protect water tables, prevent soil erosion, or meet setback requirements.
• Safety Mandates – Many regions require fencing around pools to meet safety codes. The fencing cost depends on the materials (e.g., wood, vinyl, aluminum) and the enclosed area size. These requirements can vary by location, impacting overall costs. Some areas require automatic or manual safety covers, particularly in regions with strict safety or energy efficiency regulations. High-quality safety covers can add thousands of dollars to the project.

Every property is unique, and geographic factors can vary widely with each pool project. Consulting with an experienced fiberglass pool dealer can help clarify what to expect based on your property’s circumstances. From determining the right size and shape to navigating site preparation and local regulations, their expertise ensures you’re well-prepared for your fiberglass pool journey.

What Are Average Fiberglass Pool Installation Costs?

Fiberglass pools can range between $30,000 to $85,000 or more, depending on the design, delivery costs for the preconstructed pool shell, and other factors we’ll explore further. Fiberglass pool buyers typically enjoy quicker installation over other pool types and lower long-term maintenance costs and responsibilities.

What’s Included in Installation Costs?

In our experience, pool dealers offer varying fiberglass pool installation packages. Basic packages commonly provide essential equipment and services, including:

• One-piece fiberglass pool shell directly delivered to your backyard
• A handrail for safety and convenience
• Essential equipment like a pump and filter system
• Excavation to dig the pool’s hole and backfill to stabilize the structure
• Rough grading of the surrounding ground to create a level and smooth base for the area
• Basic electrical setup to power the pool equipment
• A building permit for legal permission to construct the pool on your property may or may not be included
• An initial water fill, whether through a hose, water service truck, or fire hydrant
• Three feet of concrete decking around the pool perimeter may or may not be included

Factoring in Additional Costs

Beyond the pool shell and your dealer’s installation basics, various other factors can influence your pool’s cost. You’ll have big decisions to make and no shortage of options for many of the following installation-related costs that may or may not be included:

• Permits – While specific requirements vary depending on your exact state, city, or county, most areas mandate permits for pool installations. According to Pool Gnome, permit prices can range between $475 and $1,900. Ask your dealer if they will acquire the necessary permits, if those are your responsibility, and whether or not they are part of your installation costs.
  

• Fencing – Local jurisdictions or homeowners associations may require fencing around your pool for safety reasons and insurance compliance. For example, some states and municipalities require a fence between 4 and 5 feet high around the pool area with a self-closing gate. Depending on materials, pool fencing can range from $15 to $30 per linear foot. According to Pool Gnome, most homeowners pay between $1,350 and $7,000 for pool fencing, with an average national cost of around $4,170. Your pool dealer will know the local fencing requirements in your area and can likely recommend a contractor if they don’t do their own fence installations.
  

• Pool Covers – Whether for safety reasons or if you live in a region where you’ll need to winterize your pool, you’ll need some type of pool cover. 
  • Winter covers are the least expensive cover type, but they can be inconvenient and cumbersome. According to HomeGuide, a winter pool cover costs between $75 and $250.
  • Manual retractable pool covers often use a track-and-reel system and range from $1,500 to $6,000 per HomeGuide.
  • Automatic pool covers are the most convenient option. With an electrical hookup, they open and close at the simple touch of a button. According to HomeGuide, an automatic pool cover installation can cost between $8,000 and $20,000.

• Electrical Work – Electricity is essential for your pool pump, filter, lights, and other equipment or decorative touches. Some pool dealers offer electrical work or can recommend a knowledgeable contractor, while others do not. HomeGuide says the average cost to hire an electrician for larger projects is $2,000 to $10,000. In our experience, whether through your pool dealer or an outside contractor, we recommend budgeting between $3,000 and $5,000 at minimum for your pool’s electrical work.
  
• Water – Filling your fiberglass pool may be included with your installation, but if not, it’s a cost that depends on the pool’s size and local water rates in your area. Fortunately, initial installation is the only time you’ll need to pay for water, as fiberglass pools don’t require draining as frequently as gunite or vinyl liner pools. According to HomeGuide, filling your pool can cost between $40 and $2,000, depending on its size and the water source.
• Dirt Hauling – Digging up enough of your yard to fit a fiberglass pool shell means removing roughly the equivalent of a one- to two-car garage full of dirt. Your dealer may include dirt hauling in your installation, but be sure to ask how much. You may also consider keeping some of the dirt for other projects on your property, such as filling low spots to improve drainage or creating raised flower beds behind a retaining wall. According to Angi, hauling away the dirt from your excavation could cost between $8 and $25 per cubic yard.

Landscaping, Decking, and Pool Patio Costs

Landscaping, decking, and pool patios complete your pool experience, elevating your backyard into a luxurious retreat. These features are highly customizable, meaning costs can vary significantly depending on your materials and design choices. 

Is a Patio or Landscaping Included in the Fiberglass Pool Cost?

Some pool dealers include three feet of concrete decking around the pool perimeter and basic grading of your soil. Post-installation pool landscaping is not always a part of a dealer’s offerings. In that case, you may need to seek help from a landscape professional. Adding a custom patio or landscaping surrounding your pool is something you don’t have to do immediately. You can budget for these during your initial installation or spread the work and cost across future years. 

Decking and Patio Costs

Decking and patio costs vary based on your materials, finishing choices, and other features. The cost of an approximately 900-square-foot patio can range from $4,500 to $31,500, depending on materials.

Many pool buyers opt for a standard poured concrete deck, which averages $5 to $15 per square foot. Stamped concrete is more expensive, running between $8 and $19 per square foot. With options ranging from standard stone materials to more expensive and lavish travertine, pavers often range from $8 to $50 per square foot. 

Landscaping Costs

Lush landscaping around your pool area can add functional beauty that helps seamlessly blend the pool into its natural surroundings. Fresh sod installation comes with an average cost of $0.87 to $1.76 per square foot, according to Pool Gnome, while installing pathways to connect your pool area, patio, and rest of your backyard or outdoor living space can average $8 to $22 per square foot. Retaining walls provide built-in seating and add dimension to otherwise flat areas. They range from $40 to $300 per linear foot. Adding landscaping rocks for a pop of color and texture or foliage with shrubs, trees, and other plantings can cost between $9 and $12 per square foot.  Learn how to choose the ideal trees, plants, and shrubs to create low-maintenance, year-round beauty by downloading our “Landscaping Your Backyard Swimming Oasis” eBook.

Integrated Fiberglass Pool Features: Luxury Items Included in the Price

What doesn’t cost extra? Fiberglass pools have several luxury elements that elevate the experience without additional cost because they are already built into the pool design. Some features you’ll find in fiberglass pool designs include:

Tanning Ledges

Tanning ledges are highly sought after and can be expensive to build in other pool types. They are ideal for lounging in the water while keeping cool, creating the perfect spot for sunbathing or relaxing with friends and family. They also provide a safe and enjoyable area for small children and pets, as the shallow depth allows easy play.

Beach Entry

A beach entry fiberglass pool features a gradual slope into the water, mimicking the shoreline of a tropical destination, perfect for swimmers of all ages. While they require some additional space, a beach entry adds another layer of luxury and a resort-like feel to your backyard. In our experience manufacturing and supplying pool shells to dealer partners and families nationwide, adding the elegance and enjoyment of a beach entry design is only approximately 15 to 20 percent more expensive than a standard fiberglass design of similar size and shape.

Built-in Benches

One of the hallmark features of fiberglass pools is the inclusion of built-in benches. These seating areas are molded directly into the pool shell, offering a comfortable and secure place to relax without requiring extra furniture or fixtures. Whether you’re soaking up the sun, sipping a refreshing drink, or enjoying the water’s edge, these benches and loungers provide a spa-like experience. Many designs incorporate ergonomic shapes to maximize comfort, making them perfect for unwinding after a long day.

Entry and Exit Steps

Fiberglass pools are designed with sleek, built-in entry and exit steps, ensuring easy access for swimmers of all ages. Fiberglass pool steps are seamlessly integrated into the pool’s structure, providing safety without disrupting the pool’s aesthetics. Some models feature oversized steps doubling as additional seating areas.

Courtesy Ledge

A narrow ledge built along the sides of the deeper sections of the pool, the courtesy ledge seamlessly integrates into the pool’s design. It provides a convenient resting point for swimmers to stand. Having a courtesy ledge enhances safety by offering a secure place to pause, particularly for children or less experienced swimmers venturing into deeper water. It can also be a great place to congregate and socialize in deeper water.

Pool Cost Comparisons by Pool Type

If you are not entirely sure just yet that a fiberglass pool is the right inground pool type for you, comparing the costs and benefits of other options can help you make an informed decision. While fiberglass pools are known for their durability and low maintenance, vinyl liner and concrete—also called gunite—pools also have advantages and drawbacks. Let’s break down the cost comparisons by pool type, including initial installation, maintenance, and long-term value.

Vinyl Liner Pools

Vinyl liner inground pools currently range from $25,000 to $65,000 (or more) but are typically the least expensive pool option for initial installation costs. It’s important to note that replacing the vinyl liner every five to 15 years costs another $3,000 to $7,500.

Fiberglass Pools

Fiberglass pools run between $30,000 and $85,000 and up, depending on the design, delivery costs for the preconstructed pool shell, and other factors we’ll explore further. Fiberglass pool buyers can enjoy quicker installation over other pool types and lower long-term maintenance costs and responsibilities.

Gunite Pools

Concrete or gunite pools can range the most and currently cost between $50,000 and $120,000 or more. This wide range of price tags matches concrete’s unique versatility and customization possibilities, with gunite pool designs often only limited by imagination or budget. 

Financing Your Fiberglass Pool

As you consider the pros and cons of pool ownership and whether a fiberglass pool is worth the investment, weigh both the upfront costs and the long-term value a pool provides. Once you decide to purchase a fiberglass pool, weigh your financing options. Financing a fiberglass pool involves careful planning and leveraging the right financial tools to make your dream a reality. The process requires understanding your options, assessing your financial situation, and selecting a strategy that aligns with your budget and long-term goals. The most common ways to finance a fiberglass pool include:

Cash Out-of-Pocket

For those who have saved money or experienced a financial windfall, such as a tax refund or inheritance, paying cash is the simplest and most cost-effective option. This approach avoids interest payments and eliminates debt. However, if you’d prefer to keep some cash on hand for other expenses, partial financing can be an effective compromise, keeping your overall financial risk low.

Second Mortgage

A second mortgage allows you to borrow against the equity you’ve built in your home. This option provides a lump sum that you can use to fund your pool. Second mortgages typically come with a separate monthly payment and higher interest rates than a primary mortgage. However, they can be a viable choice for financially stable homeowners confident in their ability to manage two loans.

Home Equity Line of Credit (HELOC)

A HELOC is a flexible financing option that works like a revolving line of credit. It allows you to borrow up to a pre-approved limit based on your home’s equity as needed. HELOCs are particularly useful for pool projects because they enable you to finance the initial installation and future upgrades, such as landscaping or additional features. You only pay interest on the funds you use, making it a cost-efficient choice for homeowners with ongoing improvement plans.

Unsecured Loans

Unsecured loans don’t require collateral and are based on your creditworthiness. These loans are ideal for homeowners who need quick access to funds but may not have significant home equity. While unsecured loans often come with higher interest rates and lower borrowing limits, they are an excellent supplement to other financing methods or for covering smaller expenses associated with your pool project.

Cash-Back Refinancing

Cash-back refinancing involves refinancing your existing mortgage and borrowing more than you owe, with the excess funds available as cash. This option is attractive when interest rates are low, as it can keep your monthly payments manageable while providing the lump sum needed for your pool. It’s best suited for homeowners who have built significant equity and want to take advantage of favorable market conditions.

Credit Cards

While not a primary financing option, you may use credit cards to cover smaller or one-time costs during the pool installation. If managed carefully, they can offer rewards like cash-back or travel points. However, use your credit cards strategically to avoid high-interest debt and maintain financial stability.

Choosing the Right Financing Option

The best financing strategy depends on your financial situation, future plans, and pool project scope. By exploring these options and combining them as needed, you can achieve a financing solution that fits your budget while turning your backyard dream into a reality. Owning a fiberglass pool can be a manageable and rewarding investment with proper planning.

Ready to Take the Plunge and Make a Splash?

If you’ve decided that a fiberglass pool is the perfect choice for your backyard oasis, it’s time to take the next step in your journey—exploring the exceptional designs available from Thursday Pools. With a diverse lineup of pool shapes, sizes, and features, Thursday Pools makes it easy to find a fiberglass pool that aligns with your lifestyle, home style, and backyard layout.

Design Possibilities for Every Lifestyle and Space

Your pool should reflect how you want to live and relax. Whether you envision a sleek and modern retreat, a fun, family-friendly space, or a luxurious haven for entertaining, Thursday Pools has you covered. Our fiberglass pool designs include timeless rectangles and graceful freeform shapes, ensuring you can find the right fit for your aesthetic.

Backyard size and shape are no obstacle with Thursday Pools’ variety of dimensions. Whether you have a compact yard that calls for a small pool or an expansive space ready for a large design, you can discover a model to suit your needs. Wide-open swim lanes and options like built-in tanning ledges, bench seating, or deep-end swim-outs enhance usability and create versatile spaces perfect for play or relaxation.

Innovative Designs with Flexibility

While manufacturers must craft fiberglass pools from pre-existing molds, Thursday Pools’ innovative lineup offers plenty of flexibility to personalize your pool experience. Our designs incorporate thoughtful features like tanning ledges, built-in spa areas, and beach entries to accommodate a wide range of preferences. These options make creating a pool that feels uniquely yours easier than ever.

Your Pool, Your Journey

Choosing your fiberglass pool design is about creating a space where memories will be made for years to come. Thursday Pools’ commitment to quality, variety, and innovation ensures that your investment will enhance your home and lifestyle. So, take the plunge and the next step in your pool journey today—explore our designs or connect with a dealer to continue planning your dream pool. If you’re ready for a fiberglass pool, your weekend starts early with Thursday Pools.