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Category: Inground Pool Cost

How Much Will It Cost to Build an Inground Pool in 2025?

Posted on by hannacol

Are you planning on turning your backyard into your private paradise next year? With the rising popularity of outdoor living spaces, adding an  inground pool is one of the most rewarding upgrades homeowners make. But before plunging in, you are likely wondering, “How much will it actually cost to build a pool in 2025?” Inground pool costs can vary widely depending on factors like design, materials, and location, making it essential to understand what you’re investing in. Whether you want to build a sleek modern staycation location or a luxurious resort-style retreat, understanding the cost factors can help you plan more effectively.

 

Inground Pool Costs in 2025

2024 Inground Pool Cost Summary

Before discussing next year’s potential pool prices, let’s start with today’s market. As a baseline, here are the average costs of inground pools as of 2024:

These prices include the installation but do not account for additional features, landscaping, or ongoing maintenance costs.

 

What Other Key Factors Affect Pool Costs?

Beyond the basic pool types, universal factors will influence the cost of all 2025 pool installations. The following five are among the most significant and impactful.

  1. Excavation Costs: The cost of excavating your yard varies depending on factors such as soil type, digging depth, terrain complexity, and obstructions. Average excavation costs range from $2.50 to $15.00 per cubic yard. Softer soils like sand are the least expensive to excavate, while more challenging conditions, such as rocky soil or bedrock, can cost $50 to over $200 per cubic yard.
  2. Pool Safety: Your insurance company, state government, or local agencies may require pool fencing. Fencing costs average around $15 to $25 per linear foot. 
  3. Patio & Decking: Some decking around your pool perimeter may be included in your pool quote, but you may want to extend your living space beyond it. Basic concrete decks may cost  $5 to $15 per square foot, while higher-end materials, such as paver patios, can range between  $8 to $50 per square foot.
  4. Pool Equipment & Features: Pool heaters, automatic covers, underwater lighting, and other features are optional, but they can provide priceless comfort and safety. A pool heater with installation ranges from $1,500 to $6,000 for gas, propane, electric resistance, and heat pumps. Solar pool heaters cost between $2,500 and $6,500. An automatic pool cover costs $8,000 to $20,000 installed and $1,000 to $3,600 for a manual cover. Inground pool lights cost $700 to $1,800.

Factors Affecting Pool Prices in 2025

While we wish we had a crystal ball, we can’t predict pool prices with certainty. However, we can look at a few factors that may affect the market in 2025. The following predictions are based on the most recent U.S. economic forecast from Deloitte Global Economics Research Center.

  1. Inflation and Interest Rates: The forecast suggests that inflation will continue to be a concern. However, it is expected to moderate slightly as the Federal Reserve cuts interest rates gradually throughout 2024 and into 2025. Nevertheless, rates will still be higher than pre-pandemic levels, so financing pool construction could remain expensive. High borrowing costs will add to overall project expenses, particularly if you plan to finance your pool.​
  2. Labor Market Pressures: Although job growth is expected to slow in 2025, the labor market remains relatively tight, which could keep wages elevated. Higher wages for skilled construction workers will likely continue to drive up labor costs associated with pool installations. This factor contributes to the overall increase in pool prices, especially for labor-intensive types like gunite pools​.
  3. Consumer Spending and Confidence: Consumer spending is expected to slow as excess savings built up during the pandemic deplete and inflation affects disposable income. However, spending on home improvements, such as pools, may still see interest as homeowners focus on enhancing their living spaces. Continued demand could increase prices as contractors manage backlogs and prioritize high-paying projects.

All considered, a price increase for all pool types is possible. One key takeaway is that the more labor-intensive the installation, the more likely prices will increase. Fiberglass pools are the least labor-intensive because they are pre-manufactured off-site and delivered as a single unit. The installation process is much quicker, often taking just a few days to a couple of weeks, with minimal on-site work required beyond excavation and setting the pool into place.

 

Money Saving Tips for Pool Buyers in 2025

  1. Prioritize Features: Focus on essential features first and consider adding non-essential upgrades later. This approach helps manage costs while still achieving your desired pool experience.
  2. Consider Financing Options: If high interest rates persist, explore all financing options, including home equity loans or pool-specific financing, to find the best terms.
  3. Invest in Energy-Efficient Equipment: Choose energy-efficient options such as variable-speed pumps, LED lighting, and solar heaters. These reduce long-term operating costs and make your pool more eco-friendly, providing ongoing savings on energy bills.
  4. Keep Maintenance Costs Low: Regular maintenance can prevent costly repairs in the future. Investing in a pool cover can help reduce evaporation and keep debris out, saving on water and chemical costs. Efficiently managing your pool’s water levels and chemical balance also helps maintain the pool’s condition while keeping costs manageable.

 

Building a pool will always be a significant investment, and the type of inground pool you choose in 2025 can significantly impact upfront and long-term costs. Working with a reputable pool dealer and builder who understands your vision and can advise on cost-saving ideas is crucial no matter when or which option you choose.

Begin building a clearer picture of what your inground pool might cost with Thursday Pools’ Pool Cost Calculator, or book a consultation and on-site evaluation with an independent pool dealer near you.

What Type of Inground Pool is Most Cost-Effective? Comparing Inground Pool Types

Posted on by kristin

Whether or not you have unlimited funds to build a pool, you probably wouldn’t buy one without considering how much an inground pool costs. Perhaps you ended up on this blog post by searching, “What type of pool is most cost-effective?” or “What kind of inground pool is cheapest to build?” or even “What type of pool is cheapest to maintain?” Regardless of how you got here, the honest answer to these questions is, “It depends.” Inground pools come in three main types: gunite (concrete), vinyl liner, and fiberglass. The initial purchase price, as well as lifetime costs, vary depending on the type you choose. Let’s explore the costs associated with each type of inground pool, breaking down their installation prices and some of their long-term maintenance costs to help you make an informed decision.Thursday Pools Fiberglass Pool

Vinyl Liner Pools

Vinyl liner pools are often considered a budget-friendly choice, making them popular among homeowners seeking to minimize upfront costs. However, higher maintenance and replacement expenses can offset the lower initial investment over time.

  • Initial Purchase Price: The average cost of installing a vinyl liner pool is between  $25,000 and $65,000. This cost covers basic installation but does not account for long-term upkeep or customizations. For our calculations, we’ll use $65,000.
  • Liner Replacement: Vinyl liners need replacing approximately every ten years. Each replacement costs between  $3,000 to $7,500, averaging about $5,250 per replacement. Over a 25-year lifespan, expect to replace the liner twice, totaling about $10,500.
  • Filter Cartridge Replacement: The filter cartridges need replacement every three years, costing between  $250 and $1,200, averaging $725. Over the pool’s lifespan, replacing filter cartridges eight times would cost approximately $5,800.
  • Pool Pump Replacement: On average, pool pumps typically need replacing every ten years, costing between  $300 and $2700 per pump. With an average cost of $1,500 each time, pool pumps add up to $3,000 over 25 years.
  • Heater Replacement: The pool heater, essential for maintaining comfortable water temperatures, usually requires replacement once every 11 years. At $3,400 per heater, heater replacements cost $6,800 over the life of the pool.
  • Chemicals, Opening & Closing: The average cost of pool chemicals for a vinyl liner pool is about  $400 per season, totaling $10,000 over 25 years. Additionally, opening and closing the pool each year costs approximately  $325 and $375, respectively, leading to a combined cost of $17,500 over 25 years.
  • Total Cost Over Lifetime: Adding up all these expenses, the total lifetime cost of a vinyl liner pool is approximately $118,600, averaging $4,744 per year. While vinyl liner pools offer a lower upfront cost, the regular need for liner replacements and other maintenance makes them more expensive over time.

Gunite (Concrete) Pools

Gunite pools are known for their durability and customization options. They are often the go-to choice for homeowners wanting a pool that can be uniquely shaped and designed. However, these benefits come at a higher cost.

  • Initial Purchase Price: The average cost of installing a concrete pool is between  $50,000 and $120,000, making it the most expensive option upfront. This price reflects the complex construction process involving hand-shaping the pool with rebar and concrete. We’ll use $120,000 for our calculation.
  • Resurfacing (Plaster Refinishing): Concrete pools require resurfacing every ten years to maintain their integrity and appearance. Each refinishing costs  $6,000 to $15,000, or $10,500 on average. Over 40 years, you may resurface the pool four times, totaling $42,000 over the pool’s life.
  • Filter Cartridge Replacement: Similar to vinyl pools, concrete pool filters need replacing every three years, costing about  $725 each time. Over the pool’s 40-year lifespan, this adds up to approximately $9,425.
  • Pool Pump Replacement: Concrete pools usually require pump replacements every ten years at  $1,500 per replacement, totaling about $4,500 over the pool’s lifespan.
  • Heater Replacement: With three  $3,400 replacements over 40 years, the cost adds up to $10,200.
  • Chemicals, Opening & Closing: Concrete pools require more chemicals, costing around  $750 per season due to their porous surface. Over 40 years, chemical costs alone reach about $30,000. Annually  opening and closing the pool adds another $28,000 over the pool’s lifespan.
  • Total Cost Over Lifetime: Including all necessary replacements and maintenance, the total lifetime cost of a concrete pool is estimated at $244,125, averaging $6,103 per year. While concrete pools offer the most customization, their higher initial cost, high maintenance needs, and resurfacing costs make them the most expensive option.

Fiberglass Pools

Fiberglass pools are often considered the most cost-effective inground pool option. These pools are pre-molded and installed in one piece, lowering construction and maintenance costs.

  • Initial Purchase Price: Installing a fiberglass pool costs between  $30,000 and $85,000. This price reflects the ease of installation and the lower labor costs compared to concrete pools. Like the other pool types, we’ll use the higher end, $85,000, for our calculations.
  • Refinishing: Fiberglass pools don’t need resurfacing as long as they are well-maintained and the water remains balanced, providing significant savings over the life of the pool.
  • Filter Cartridge Replacement: Fiberglass pool filters need replacement every three years, costing  $725 each time. Over a 60-year lifespan, expect to spend about $13,775 on filter replacements.
  • Pool Pump Replacement: The average lifespan of a pool pump is about ten years, with replacements costing around  $1,500 each time. Over 60 years, this totals approximately $7,500.
  • Heater Replacement: Pool heaters for fiberglass pools need replacement every 11 years. Over 60 years, at an average of  $3,400 per instance, this cost adds up to $17,000.
  • Chemicals, Opening & Closing: Fiberglass pools have smooth, non-porous surfaces that resist algae, significantly reducing the need for chemicals. On average, expect to spend about  $175 per season on chemicals, totaling $10,500 over the pool’s lifetime. Annual opening and closing costs are around $325 and $375, equaling $42,000 over 60 years.
  • Total Cost Over Lifetime: The total lifetime cost of a fiberglass pool is about $175,775, with an average annual cost of $2,930. These pools offer the best value due to their durability, low maintenance, and long lifespan.

Which Pool Type is Most Cost-Effective?

While vinyl liner pools have the lowest upfront cost, their ongoing maintenance and liner replacement needs add up. Though highly customizable, concrete pools have the highest initial and long-term costs. As demonstrated in the lifetime calculations, fiberglass pools balance durability, low maintenance, and overall cost, making them the most cost-effective choice over time. Try our fiberglass  pool cost calculator for a ballpark estimate of your pool installation, or  schedule a consultation with a builder for advice and a detailed estimate.

 

How Much Does a 16×32 Inground Pool Cost?

Posted on by kristin

16X32 Pool

When planning to buy an  inground pool, the size of the pool is an important factor that influences how you use the rest of your outdoor space. The pool’s footprint can determine if there’s enough room for additional features. A popular pool size, 16 x 32, is often the top choice for homeowners with medium to large yards as they still allow room to integrate extras such as seating areas, outdoor kitchens, and maybe even a putting green. Naturally, your next question may be, “What does a 16 x 32  inground pool cost?” Let’s discuss how to get a ballpark estimate.

Understanding How Builders Estimate Inground Pools Prices

One of the first things a homeowner should know is that builders estimate each pool differently depending on the material type. The difference in measurement units—square feet for vinyl and gunite pools versus linear feet for fiberglass pools—arises mainly from how these pool types are constructed and estimated.

Vinyl and Gunite Pools (Square Foot):

  • Construction Approach: Vinyl and gunite pools are built directly on-site, providing the flexibility to create nearly any shape or size tailored to the homeowner’s vision.
  • Square Foot Estimation: These pools may be irregularly shaped due to their custom nature, so builders calculate the total surface area when estimating costs. Estimates include material costs—like the vinyl liner or concrete used in gunite pools—and factors in the complexity of the construction process.
  • Pricing Factors: The pool’s square footage significantly determines the required material and labor and the cost of integrating complex features such as built-in steps or tanning ledges.

Fiberglass Pools (Linear Foot):

  • Construction Approach: Fiberglass pools are manufactured as prefabricated units in various shapes and sizes and are then transported and installed at the pool site.
  • Linear Foot Estimation: Pricing for fiberglass pools often depends on the pool’s length. The length affects installation, transport, and site preparation costs. With fewer variables than custom-built pools, fiberglass pool pricing estimation is less complex.
  • Pricing Factors: The extent of excavation, backfilling, and coping required affects fiberglass pool prices. Since fiberglass pools are pre-shaped and built, surface area measurements are more predictable than those of custom vinyl or gunite pools.

Average Pricing for a 16 x 32 Pool by Pool Type

With a better understanding of how pool builders price pools, let’s discuss the formulas and corresponding inground pool cost estimates.

16 x 32 Vinyl Pool Cost: $61,500

According to  HomeGuide’s 2024 pricing guide, vinyl liner pools average $123 per square foot, putting a pool that is about 500 square feet around $61,500.

16 x 32 Fiberglass Pool Cost: $64K

If you are interested in a fiberglass inground pool, we recommend estimating the initial cost at $2Kper linear foot. So, a 16 x 32 inground fiberglass pool’s ballpark estimate is 32′ x 2K = $64K.

16 x 32 Gunite Pool Cost: $89,600

According to the renovation calculator site,  renotag, gunite pools average $175 per square foot; therefore, a 16 x 32  gunite pool may cost around $89,600.

Other Cost Factors to Consider

Naturally, these numbers don’t cover every situation. For instance, the cost of a pool in a coastal Florida region might be different from that of a pool in a mountainous Colorado area due to variations in local regulations, environmental conditions, labor costs, and material availability. Each location has unique factors that can influence the overall cost of installing a pool. A checklist of other items you may consider in developing your cost picture includes: 

  • Driveway Repair
  • Association Fees or Permits
  • Crane Rental
  • Landscaping
  • Retaining Walls
  • Pool Heater
  • Automatic Vacuum Systems
  • Dirt Hauling
  • Slides or Waterfalls
  • Saltwater Option
  • Generator
  • Specialty Tile
  • Led Lights
  • Bubblers or Deck Jets
  • Spas  

Which Pool Type is Best for You?

We strongly appreciate fiberglass pools, but it’s essential to consider all your options to make an informed decision. A 16 x 32 inground pool offers various benefits depending on the type you choose. For instance, gunite pools are ideal if you’re looking for a long-lasting option that can fit unique or complex yard shapes. They are also particularly well-suited for expansive properties where custom features and designs are popular. Conversely, you may prefer vinyl pools if you’re aiming for the lowest upfront cost (over the life of the pool, vinyl costs can add up). Each type has its advantages, and considering your specific needs and circumstances will help you make your decision. Here’s a quick reference to some of the pros and cons of each type of inground pool. 

None of the pool types has three stars across the board in our comparison chart. It’s a question of what’s most important to you. Two of the biggest surprises for some buyers are fiberglass’s high marks in “durability” and “surface comfort and safety.” Fiberglass looks so shiny that some mistakenly link it to plastic and worry that it will be brittle and slippery. The fact is that multilayered fiberglass is incredibly durable, and the attractive gelcoat provides a comfortable, non-snag/non-skid surface!

 

Inground pool comparison Thursday Pools

Need More Tools for Your Quest?

When evaluating fiberglass inground pools, use tools like the Thursday Pools free  pool cost calculator, print out our  pool cost checklist, and  consult a dealer. Every installation is unique, and a dealer can be a great resource in highlighting cost factors specific to your locale, such as site preparation, access issues, fencing, restoration, dirt hauling, or electrical work. The investment in an inground pool can be substantial, but it’s a worthwhile investment in your lifestyle—creating a backyard retreat where unforgettable moments with family and friends can unfold daily!

How Much Does a 12′ x 24′ Inground Pool Cost?

Posted on by kristin

Quick Answer: How Much Does a 12’ x 24’ Inground Pool Cost?

A 12′ x 24′ inground pool typically costs about $25,000 to $79,000 or more installed, depending on pool type, site conditions, region, and project scope. Vinyl liner pools usually have the lowest upfront cost around $25,000, fiberglass pools often start around $48,000 for core installation, and gunite pools can range from about $28,800 to $72,000 or more.

 

At 288 square feet, a 12’ x 24’ inground pool is one of the most common starting points for homeowners comparing pool sizes. It’s a size compact enough to fit most backyards and practical enough for recreational swimming and family use. Inground pool cost at this size varies widely depending on which type of pool you choose. Vinyl liner, fiberglass, and gunite pools carry different price ranges, use different cost-estimation methods, and come with different long-term ownership costs.

Why Do Pool Builders Estimate 12’ x 24’ Pool Costs Differently by Pool Type?

The measurement unit a builder uses to estimate a pool’s cost isn’t arbitrary. It reflects how each pool type is built and priced.

Vinyl liner and gunite pools are typically priced by square footage. Both pool types are built on-site in custom shapes, so the surface area determines how much material is needed and how much labor the job requires. More square footage means more liner, more concrete, more excavation, and more finishing work.

Fiberglass pools are typically priced by linear foot. A fiberglass shell arrives as a single prefabricated unit, manufactured off-site and transported to your home. The length of the pool drives the core cost because it determines the shell size, shipping logistics, excavation scope, and backfill volume.

The practical result: The same 12’ x 24’ pool footprint produces three different cost estimates depending on which method applies.

How Much Does a 12’ x 24’ Vinyl Liner Pool Cost?

A vinyl liner pool at 12’ x 24’ falls in the entry-level range for inground pools. According to HomeGuide, the average installed cost for a pool of approximately 300 square feet runs $25,000 to $49,000. A 12’ x 24’ pool, at 288 square feet, falls slightly below that benchmark, so costs for this size typically sit within or just below that range depending on site conditions, equipment choices, and regional labor rates.

Vinyl liner pools typically carry the lowest upfront cost of the three pool types, which makes them appealing for buyers prioritizing initial investment. The trade-off is the liner itself. Vinyl liners require replacement every 5 to 15 years, with a typical cost of $3,000 to $7,500 or more, per HomeGuide, so the long-term ownership cost climbs with each replacement.

How Much Does a 12’ x 24’ Gunite Pool Cost?

Concrete or gunite pools come with the widest cost range of the three pool types because of how much on-site construction and customization affect the total. According to HomeGuide, gunite pools average $100 to $250 per square foot, with the average installed cost for a 12’ x 24’ pool running $28,800 to $72,000.

Where a project lands in that range depends heavily on design complexity, site conditions, and labor rates in your area. A simple rectangle with standard equipment runs toward the lower end. Custom features, such as unique layouts, water features, built-in spas, or elaborate decking, push projects toward the top of the cost range.

Gunite pools also carry long-term resurfacing costs. Concrete surfaces typically require resurfacing every 10 to 15 years at $6,000 to $15,000 or more, per HomeGuide.

How Much Does a 12’ x 24’ Fiberglass Pool Cost?

For a 24-foot fiberglass pool, a recommended industry baseline estimate of at least $2,000 per linear foot produces a starting point of about $48,000 for shell and core installation. 

Full installed project costs are often higher once decking, electrical work, permits, fencing, covers, access issues, and site conditions are included. In a 2026 survey of independent builders in the Thursday Pools dealer network, small fiberglass pools up to 26 feet long and up to 400 square feet averaged $79,679 installed.

For a deeper look at fiberglass pool pricing by size and region, see our Fiberglass Pool Cost Guide.

What Other Costs Should You Budget for a 12’ x 24’ Inground Pool?

The per-pool-type estimates above cover the pool structure and core installation. Most 12’ x 24’ inground pool projects include additional line items that don’t appear in baseline quotes. Before finalizing a budget, ask your dealer whether each of the following is included in their estimate:

  • Permits and inspections
  • Electrical work (pumps, lighting, heaters, and automation all require dedicated electrical)
  • Safety fencing (many jurisdictions require code-compliant fencing around residential pools)
  • Water fill
  • Dirt hauling from the excavation
  • Decking and patio work
  • Pool cover (basic winter cover vs. manual retractable or automatic)
  • Pool heater
  • Landscaping and yard restoration
  • Crane rental (for sites with limited access)

Regional variation also affects the total. A project in the Texas Hill Country requires different site preparation than one in a flat Kansas City suburb with different soil conditions, different access logistics, and often different permit requirements.

Every installation is unique, and the gap between a baseline estimate and a final project total often comes from items in the list above. Two quotes that look similar on the surface can represent very different scopes of work.

Which Type of 12’ x 24’ Inground Pool Offers the Best Value?

No single pool type wins on every factor, so the right answer depends on what you’re optimizing for.

Vinyl liner offers the lowest entry cost and design flexibility for custom shapes, but requires liner replacement every 5 to 15 years and carries moderate maintenance demands.

Gunite gives you the most design flexibility for any shape, any depth, and any integrated feature, but at the highest labor cost and with recurring resurfacing requirements over the pool’s life.

Fiberglass has a higher upfront average for small pools, but avoids resurfacing and liner replacement costs entirely. The smooth, non-porous gelcoat requires fewer chemicals than concrete and resists algae growth.

For the 12’ x 24’ size specifically, fiberglass is a practical option because many manufacturers offer designs in this range with built-in steps, benches, and other features that would add cost in gunite or vinyl. Thursday Pools’ rectangle and Plunge Pool Series designs include models that fit the small pool footprint with features already molded into the shell.

More Thursday Pool Resources for Your 12’ x 24’ Pool Search

Before committing to a budget or a pool type, two tools can help: the Thursday Pools Pool Cost Calculator gives a quick ballpark estimate, and the Pool Cost Checklist helps you track every line item before the first dealer conversation. 

Connect with a local Thursday Pools independent dealer today for the most accurate picture of what a 12’ x 24’ inground pool project costs in your area.

Frequently Asked Questions About 12’ x 24’ Inground Pool Costs

How much does a 12’ x 24’ inground pool cost?

A 12’ x 24’ inground pool typically costs $25,000 to $79,000 or more depending on pool type. Vinyl liner pools in this size range generally run $25,000 to $49,000 installed. Fiberglass pools in the small pool category (up to 26 feet, up to 400 square feet) average $79,679 installed, according to a 2026 Thursday Pools dealer survey, with a baseline starting estimate of $48,000 using the standard $2,000-per-linear-foot method. Gunite pools at this size run $28,800 to $72,000 based on $100 to $250 per square foot.

How big is a 12’ x 24’ inground pool?

A 12’ x 24’ inground pool is 288 square feet. It falls in the small pool category, generally defined as pools under 400 square feet, and fits in most residential backyards while leaving space for surrounding decking, landscaping, and outdoor living areas. It suits recreational swimming, family use, and casual lap swimming in a shorter stroke.

Is a 12’ x 24’ pool big enough to swim laps?

A 12’ x 24’ pool provides a 24-foot swim lane, which suits casual swimming and water fitness but is shorter than the 45-foot length typically recommended for true lap training. Homeowners who want to swim laps more seriously often consider longer pools or add a resistance jet system to swim against a current in a shorter pool.

Why does a 12’ x 24’ fiberglass pool cost more than a gunite pool at the same size?

At the 12’ x 24’ size, a fully installed fiberglass pool often costs more than the low end of the gunite range because the fiberglass price includes equipment, standard features (steps, benches, courtesy ledges), and a complete installation package. The gunite price range is wide, $28,800 to $72,000, and a basic gunite rectangle at 288 square feet can land at the lower end with minimal features. A fully equipped fiberglass pool includes built-in features that would add cost to a comparable gunite build. 

How long does it take to install a 12’ x 24’ inground pool?

Installation timelines vary by pool type. Fiberglass pools typically install in two to four weeks from excavation to water because the shell arrives pre-manufactured. Vinyl liner pools take four to eight weeks. Gunite pools take the longest, typically three to six months, because the structure is built on-site and requires curing time before finishing work can begin.

 

How To Close An Inground Pool

Posted on by krista

Closed Inground PoolFor some, it’s a season of denial, but when that first multi-hued leaf hits the water, it’s hard to ignore the reality that it’s fast becoming time to close the pool. If you’re in a temperate climate, you’ll want to winterize your pool to set yourself up for continued enjoyment when the weather is warmer. Whether closing an above-ground pool or an inground pool, many of the same principles apply. However, your regimen and costs may vary if you are closing a vinyl or gunite inground pool. For a more in-depth comparison of fiberglass vs vinyl vs gunite, download our free eBook. In this post, we will cover how to close an inground pool that is fiberglass. 

STEPS TO AN INGROUND FIBERGLASS POOL CLOSING

    1. Set a date. Get it on your calendar, and if you need to get on the schedule for pool service, it’s wise to make an appointment as early as possible before the time slots fill up.
    2. Balance your water chemistry. Even if you’ve hired a pool service company, there are likely tasks you should perform in advance. One is making sure you’ve established proper water chemistry. That includes checking and balancing for alkalinity, pH, free chlorine, calcium hardness, salt, stabilizer, metals, and dissolved solids. Note: the “eyeball test” will not cut it. Water that is pristine in appearance can still be harmful or out of balance. That’s why we test. Keep in mind that balance also refers to the neutrality of the water, meaning you don’t want water that is too acidic (can cause corrosion) or too basic (can cause scaling/deposit buildup). Your Thursday Pools Owner’s Manual is a great resource for recommended water chemistry levels.
      NOTE: do not treat your fiberglass pool with calcium hypochlorite because the percent of free chlorine is so high that it can damage the pool surface.
    3. Wipe down the scum line. Otherwise known as the “water line” or “tile line,” the “scum line” is a result of body oils, lotions, and environmental contaminants that float on the surface of pools and leave a mark that is usually harmless but doesn’t look good. This blemish could become a bigger problem if left unattended. Note: Be gentle. Use a light touch with a wiping cloth or brush – don’t scrape – to preserve the gel coat of your pool.
    4. Clean. Give your pool a final skim, vacuum, clean the filter baskets, and backwash the filter before the pool service company arrives. (The General gave us a good primer on backwashing and the ins and outs of a sand filter)
    5. Add winterizing chemicals. Add the final chemicals in your winterizing process the day before your service company arrives, allowing time for the chemicals to take effect before their arrival. If your water is properly balanced, no additional chlorine is necessary. With no swimmer use and cooler water temperatures, chlorine demand over the winter months remains very low. 
    6. Tidy up. We’ve talked mostly about chemicals up to this point. Organize and store those chemicals tightly and securely in a well-ventilated space, with special care not to place caustic chemicals too close to each other. In addition, tidy up your pool accessories, toys, and furniture. This could include pulling out ladders, diving boards, and other fixtures and checking them for wear and tear. If you have a secured or immovable element, like a slide, it’s a good idea to give it a protective wax that will set it up for continued use in the spring.
    7. Cover it. We recommend automatic pool covers for safety, security, and pool hygiene. If you get an automatic pool cover, you will be pleased with its contribution to a quality pool closing.

FAQ. A lot of new customers ask, “Should I drain my inground pool for the winter?” The answer is absolutely not. You risk structural damage if you drain your pool of water. Professional pool installers take great care to reduce the abundance of hydrostatic pressure from groundwater, but it is always there, and water in the pool counterbalances that external pressure. Recent technological innovations can lessen the impact of groundwater. 

If you must remove some water from your pool or if water is captured on top of your pool cover, drain it away from the deck, and be careful to leave water in the pool above the skimmer level. If you absolutely must drain the water completely from your pool, please consult with a professional. That can protect you against voiding your warranty. 

HOW MUCH DOES IT COST TO CLOSE A POOL? 

The cost of closing a pool will vary based on your area, but a national average is around $250. For reference, here are monthly cost estimates of pool chemicals: 

  • pH increaser/decreaser $10/mo
  • Calcium hardness increaser $20/mo
  • Stabilizer (cyanuric acid) $25/mo
  • Sanitizer (chlorine) $40/mo
  • Shock $38/mo
  • Algaecide $15/mo 

As previously mentioned, the costs will vary based on your geography, your commitment to regular maintenance, your vigilant use of a pool cover, and other factors. If you’re still pondering questions like “how much shock will I need for my pool?”, we have a guide that provides some size/cost ratios on the most used chemicals. 

BOTTOM LINE 

Winterizing or closing your pool for the season is part of a disciplined approach to pool ownership. The season, and a period of disuse, can have negative consequences for your pool. By keeping a regular maintenance schedule all year long and giving special attention to a proper seasonal closing, you can keep your inground fiberglass pool in good shape for many years to come. 

How Much More Does a Beach Entry Pool Design Cost?

Posted on by krista

Is your family full of beach lovers? Have you ever sprung for a vacation destination just a few short steps from the coast? What if you could bring that beach vacation experience to your very own backyard? Now you can with patented (US Patent 10,472,839) zero entry, or beach entry, fiberglass pools. A beach entry pool costs more than some alternatives, but unlike an expensive beach vacation, it can be enjoyed for years to come.

Beach Entry

Once only an option in high-end resorts or custom gunite pools, inground fiberglass beach entry pools are now available for residential installations. And while they might seem like an expensive luxury, they may be more affordable than you think—and much cheaper than buying a house on the beach!

Here are some helpful facts about just how affordable it can be to turn your backyard into a truly unique oasis with a beach entry pool that brings the shore to your door every day this summer.

 

  • Select your pool size and design. It’s simply a question of time and material costs. Costs can vary considerably based on several site factors and specifications for each pool installation, but homeowners can expect the final costs of a Thursday Pools fiberglass pool project to approach somewhere around $80,000-$100,000 on average.

 

  • A simple splash or fully loaded? The cost of every fiberglass pool varies from one installation to the next based on a handful of variables. In addition to your pool’s size, features such as the surrounding deck design, automatic covers, other safety considerations, and optional accessories can increase both comfort and convenience, but can also significantly add to your total costs.

 

  • Bring on the beach. Strictly speaking for the fiberglass shell alone, adding the elegance and enjoyment of a beach entry design only runs approximately 15 to 20 percent more than a standard fiberglass pool design of similar size and shape. The additional specialty materials, labor, and site work will also add a little more to your installation costs. But in the long run, it’s an investment that will pay dividends in years of family fun and enjoyment.

 

Beach Entry

 

 

 

Ready to take the plunge and get more information? Start with our pool cost calculator, or connect with a local independent dealer today to find the fiberglass beach entry pool that’s right for you.

 

 

 

What Can I Expect for Fiberglass Pool Maintenance Cost?

Posted on by krista

pool maintenance cost

Fiberglass pools bring hours of relaxation, family togetherness, social activity and exercise. What’s more, fiberglass pool owners find that maintaining a fiberglass pool is less expensive than other pool styles. So how much does it cost to maintain a fiberglass pool?

It depends on several factors, but the cost of maintaining your fiberglass pool will largely be determined by your pool equipment, size, and usage. In all cases, there is a cost to maintaining healthy and balanced water with chemical treatments, as well as a cost of technically maintaining your pool equipment so that it runs properly and efficiently. This blog focuses mainly on the cost of maintaining healthy and balanced water.

The cost of maintaining healthy and balanced pool water can vary considerably with sanitizing options, the addition of alternative sanitizing equipment, the amount of water volume, and swimmer load.

Your perfect score is zero!


The Langelier Saturation Index (LSI) is a formula for analyzing water balance. A negative LSI means your water is corrosive. A positive LSI means your water is scale-forming. A neutral LSI is ideal. The LSI formula analyzes the ratios of the following variables:

  • Temperature
  • pH
  • Calcium Hardness
  • Alkalinity
  • Cyanuric Acid
  • Total Dissolved Solids

Ideally balanced water has a saturation index of 0, but -.03 to +.03 is considered within the acceptable range. There are several types of chemicals you’ll need to maintain this ideal range.

Water chemistry costs for an average pool

Let’s consider a 15’ x 30’ inground pool. It will hold about 10,000 gallons of water. We’ll also assume the pool is equipped with a standard pool pump, filter, and chlorine feeder. Whether you’re filling your pool for the first time, or opening it for the season, balancing your water is the foundation for your overall water chemistry plan.

Balancers

Balancers include pH and calcium hardness increasers and decreasers and alkalinity stabilizers. Each water chemical manufacturer will provide you with recommendations and a suggested pool water maintenance schedule. Ask your pool builder for a recommendation on a brand, and follow that manufacturer’s guidelines for a routine water maintenance program that may also include sanitizer, shock and algaecide. Your water will likely not need all of these things, but here’s an average cost and use for each.

pH increaser/decreaser: If you need it, you’ll use about 20 ounces per 10,000 gallons of water.
Average monthly cost = $10.00

Calcium hardness increaser: If you need it, you’ll use about 5 pounds per 10,000 gallons of water.
Average monthly cost = $20.00

Stabilizer (Cyanuric acid): This comes in different strengths, but on average, if you use it, you’ll use about 2 ½ pounds per month for a 10,000 gallon pool.

Average monthly cost = $15.00

 

Because you might need some, but won’t use all of these, plan on: 

Average monthly cost = $20.00

Sanitizer: Chlorine is the most widely used form of pool sanitizer. In the Midwest, on average, you can expect to use about 25 pounds of chlorine per month, which you can find online or at your local pool supply store, for anywhere between $65 and $99. Keep in mind that warmer water and warmer climates cause chlorine to dissolve more quickly, so that will affect your cost.

Average monthly cost = $80.00

Shock: Shocking your pool water rids it of bacteria, organic pollutants, and chloramines and it should be done weekly. Pool shock is available in chlorine and non-chlorine options and is typically packaged in one-pound bags. One pound of pool shock typically treats 10,000 gallons, and the cost averages about $3.00 per pound.

Average monthly cost = $12.00

Algaecide: You should also add algaecide to your pool about once a week. The standard recommendation for algaecide is two ounces per 10,000 gallons per week. So our 10,000-gallon pool would need approximately 8 ounces per month. A quart of good quality algaecide runs about $25.00. (Please note that algaecide dosages range greatly on recommendations, so always read the label carefully.)

Average monthly cost = $6.00

Total estimated average monthly water maintenance cost for a 10,000-gallon fiberglass pool = $118.00

Saving money on your pool maintenance costs

There are a few options available to reduce your chlorine use. For example, while chlorine is still the most widely used sanitizer, some pool owners feel like it’s too harsh. They’re moving to alternative sanitizing additions such as ozone and UV sanitizing systems that reduce the amount of chemicals required to maintain proper sanitization levels.

Salt systems also lower chlorine costs because they produce their own chlorine. It’s important to note that salt pools still require you to monitor your pool water chemistry closely and make adjustments as needed–chlorine levels can rise dramatically, especially in salt pools that are routinely kept covered and not used regularly.

An ounce of prevention

No matter what shape and size fiberglass pool you have, the water in your pool is constantly changing for all kinds of reasons–weather, swimmer load, water temperature, body oils, and a host of other variables–so your pool water chemistry is not something you can “set and forget,” even when you’re not using your pool. Consult a pool maintenance pro near you if you have questions about your water chemistry or are having trouble getting or keeping your water balanced. Regularly maintaining your pool water chemistry and following recommendations and guidelines will help keep your fiberglass pool maintenance costs to a minimum, help prevent equipment repairs, and prolong the life and beauty of your inground fiberglass pool, giving you a lifetime of enjoyment!

Get in the swim

If you don’t currently own an inground fiberglass pool but are considering purchasing one, get an estimate on a backyard swimming pool oasis of your very own. Thursday Pools fiberglass pools are handcrafted in Fortville, Indiana, and are manufactured to meet ISO 9001 and ISO 14001 standards for quality and environmental stewardship. Contact a dealer near you today.

How Much Do Add-On Features Add to Pool Cost?

Posted on by riley

When you’re looking into an inground  fiberglass pool,  pool cost is often one of the first considerations. While resources like pool cost calculators can provide base package pricing, they might not account for add-on features—both essential and non-essential—that can significantly impact your budget. Think of heaters, lighting, tiling, covers, and more. If your dream pool includes all the bells and whistles, this guide will help you understand how much these features might cost so you can plan and budget wisely.

LED Pool Lighting

LED lights don’t just brighten your pool; they transform it into a stunning nighttime retreat. They provide ambiance and visibility, extending the usability of your pool well into the evening. To achieve the desired effect, you’ll need to calculate the lumens required based on your pool’s size and surface color. You’ll need a minimum of eight lumens per square foot of pool water surface area (which is roughly equivalent to one watt per square foot.) Depending on your pool’s size and the light output (or lumens,) you may need multiple LED pool lights to get the effect you’re after. Keep in mind that the pool surface color can also impact light visibility. The darker the pool surface color, the more the light will be absorbed.

Estimated Addition to Pool Cost: $1,500–$3,500.

Pool Tile

Perimeter tile (also called waterline tile) and inlaid pool tile can dramatically impact the look and feel of a swimming pool. Tile can also designate steps, depths, and ledges to enhance swimmers’ safety. Pool tiles are typically available in ceramic, porcelain, or glass and come in multiple sizes, patterns, and designs. All of these options will impact the cost of your pool tile. The price varies based on material and customization.

Estimated Addition to Pool Cost: $4,500–$8,500 for waterline tile. Custom inlaid tiles and mosaics can cost significantly more. You’ll need to get an estimate from a pool builder for these tile types.

Water Features

From simple additions like deck jets and bubblers to extravagant custom waterfalls, water features can elevate your pool’s look and feel. They’re perfect for adding a touch of fun or a resort-like vibe to your backyard. Deck jets and bubblers are simple water features that add ambiance for less. Higher-end water features like cascades and custom rock waterfalls cost more and offer a luxury experience.

Estimated Addition to Pool Cost: Bubblers range from $1,000 to $2,500 each, while deck jets range from $1,000 to $1,500. Certain cascade/waterfall features can add anywhere from $1,300 to $25,000 to your pool cost.

Pool Heaters (and Chillers!)

Control your pool’s temperature for year-round enjoyment. Pool heaters extend your pool swimming season and allow you to enjoy a quick dip even when temperatures start to fall. Some heat pumps even offer a chiller option whether you live in a warmer climate or just want to keep your pool water cool and refreshing in the hottest part of the summer.

Estimated Addition to Pool Cost: Natural gas or propane heaters cost, on average, between $1,500 to $2,500. Electric pool heaters or heat pumps typically cost about twice as much as natural gas or propane pool heaters; they’ll run between $2,000 -$5,000. The chiller option adds about $1,500-$3,500 to the cost of a standard heat pump.

Pool Covers 

Most pool owners in regions where the seasons change choose to purchase some type of pool cover. Options range from basic winter covers to top-of-the-line automatic safety covers. Automatic pool covers provide the security of a safety cover with the additional bonus of automatically opening or closing the pool cover more quickly with the touch of a button. They can also save you money by keeping heat in and debris out, reducing your heating bills and chemical costs. Because they run on a track system, automatic covers are best suited for rectangular-shaped pools, while other pool cover types fit a variety of shapes.

Estimated Addition to Pool Cost: Basic winter covers will cost between $50 and $350, depending on the pool size and material quality. Safety covers are custom-made and cost between $1,700 and $5,000 (considerably more if your pool is multi-tiered.) Installation is an additional cost. Automatic safety covers can range between $12,000 and $17,000 depending on the size of your pool and the mounting style you choose.

Slides

Pool slide options have come a long way in the last decade. Once simple designs now incorporate more complex shapes and water features. If a slide is on your must-have list, be sure to look into safety precautions. Please note: Thursday Pools strongly recommends that slides not be installed or used with its pools, given the inherent dangers associated with slides in residential pools. 

Estimated Addition to Pool Cost: Traditional pool slides cost between $4,500 and $6,000. More feature-rich pool slides range from $8,000 to $12,000.

Automatic Pool Cleaners

It’s important to keep your pool clean. Save time and energy with robotic pool cleaners that can handle cleaning so you can focus on enjoying your pool. There are dozens of automatic pool cleaners on the market, and the choices can be overwhelming. Be sure to consult with your pool builder about which brands or types they recommend for your pool, and do your research to see which ones have the functions that meet your needs.

Estimated Addition to Pool Cost: Most automatic pool cleaners range from $1,500 to $3,000. Many of them will also come with optional storage and transportation carts at an additional cost.

Is Owning a Pool Expensive? 

Owning an inground swimming pool has definite benefits but isn’t a small purchase. A pool is often one of the larger purchases a homeowner can make when upgrading their outdoor living space. 

Consider the upfront costs associated with having the pool installed and the lifetime costs of maintaining the pool. The upfront pool cost will be exactly that – more money you’ll have to pay in one short amount of time. However, maintenance costs must also be considered and will vary based on pool type.

And remember, many of the add-ons we discussed here don’t necessarily have to be included in the initial installation of the pool and may be added on later, so if you think you might like to have these features down the road, be sure to factor those into your overall pool budget. If you’re looking to get some ballpark figures for a fiberglass pool (including many of the add-ons mentioned above), check out our  fiberglass inground pool cost estimator. Book a design consultation today if you’d like to have a more direct discussion with a pool builder near you!

The Hidden Costs of Installing an Inground Pool

Posted on by riley

Inground pool quotes are often not all-inclusive. The estimate a builder provides on day one typically covers the pool structure, the excavation, and the core installation, but may stop there. Permits, fencing, decking, landscaping, and more line items may appear later as hidden costs of installing an inground pool.

Why Inground Pool Quotes Can Look Lower Than the Final Total

Two buyers with identical pools can receive quotes that differ by $20,000 or more. The gap usually comes down to scope: one quote includes premium decking, fencing, and landscaping, while the other covers only the pool and core installation. 

The only way to compare quotes accurately is to confirm what each one includes and excludes before you use it to make decisions. A low base quote isn’t a bargain if it leaves out $15,000 in fencing and electrical work you’ll have to pay for anyway.

For a full breakdown of inground pool cost by pool type, including fiberglass, vinyl liner, and concrete, see our complete Inground Pool Cost Guide.

What Does an Inground Pool Installation Quote Typically Include?

Thursday Pools photo of workers installing pool

Most standard installation packages cover the pool structure (shell, steel framing, or concrete depending on pool type), excavation and backfill, delivery, a pump and filter system, basic electrical setup, rough plumbing, and often a handrail. Most basic quotes do not always include the costs of permits, full electrical work, safety fencing, water fill, dirt hauling, pool covers, decking beyond a basic perimeter, landscaping, and yard restoration.

What Are the Most Common Extra Costs During Inground Pool Installation?

Permits and Inspections

Most municipalities require a building permit before pool excavation can begin. Separate permits for electrical and plumbing work may also be required. Permit costs typically run between $100 and $1,000, according to Pool Research, though the range varies significantly by jurisdiction. Some dealers or contractors handle the application, but the cost is yours to cover.

Excavation and Site Preparation

Site-specific conditions change excavation costs more than most buyers expect. Rocky soil requires heavier equipment and takes longer to excavate, clay-heavy soil needs drainage solutions, and sandy soil may need additional stabilization around the pool shell. Sloped yards can require grading or retaining walls before installation can proceed.

According to a 2026 survey of independent pool builders in the Thursday Pools dealer network, navigating soil conditions, elevation changes, or limited access can cost between $1,500 to $4,500 or more.

Safety Fencing

Many states and municipalities require fencing around residential pools. Specific requirements, including barrier height, material, gate types, self-latching mechanisms, and other regulations, vary by location. Your contractor should know the local code, but the cost is not always included in the base quote.

According to a 2026 survey of Thursday Pools independent dealers, the average cost for a standard 300-linear-foot fence is just more than $8,000.

Electrical Work

Pool equipment, including pumps, filtration systems, heaters, lighting, and automation controls, all require electrical connections. The complexity of that work depends on your home’s panel capacity, the distance from the equipment pad to the main panel, and the scope of lighting or automation you want.

Your pool dealer may or may not offer full electrical wiring and installation as part of their pool installation package. Either way, we recommend budgeting at least $2,000 to $5,000 for pool electrical work, though more complex setups or homes that need a panel upgrade can cost up to $10,000 or more. Confirm with your contractor whether electrical work is included in the base installation package.

Water Fill

Filling an inground pool for the first time requires a significant volume of water. Depending on pool size and local water rates, the initial fill can cost up to $2,000, according to HomeGuide. 

Decking, Landscaping, and Yard Restoration

Construction equipment will occupy your backyard for weeks and can leave the surrounding yard in rough shape. Post-installation restoration, including grading, sod, and landscaping, is typically not included in a base pool quote.

Decking adds significantly to the project total. A 1,200-square-foot poured concrete patio averages just over $12,500, according to 2026 data from Thursday Pools independent dealers. Paver patios of the same size run just over $13,000. Premium materials like stamped concrete or natural stone cost more.

Pool Covers

A pool cover is not optional if you live where winters freeze. The type you choose affects both upfront cost and long-term maintenance convenience.

  • Winter covers average $75-$250, according to HomeGuide.
  • Manual retractable safety covers average around $4,000, according to the 2026 Thursday Pools dealer survey.
  • The 2026 Thursday Pools dealer survey shows that automatic pool covers average $17,580 installed.

Automatic covers provide the most convenience and protection, but they require an electrical hookup and need to be factored into the electrical budget. In many cases, installing the auto cover and running the electrical simultaneously reduces total cost.

What Are the Ongoing Costs of Owning an Inground Pool?

Installation is a one-time expense. The following costs may seem hidden initially, but will recur for the life of the pool.

Regular Maintenance

Inground pool ownership requires staying on top of tasks like skimming the surface, vacuuming debris, and maintaining correct water chemistry levels for safe water and surface protection. In our experience, fiberglass pool owners typically spend $500 to $1,500 per year on DIY maintenance, while vinyl liner pool owners spend $1,000 to $2,000 per year. Gunite pool owners spend more, from $2,000 to $4,000 annually, because the porous concrete surface requires additional chemicals to control algae.

Equipment Maintenance and Repairs

Pumps, filters, heaters, and plumbing components require periodic maintenance and eventual replacement. Budget for routine upkeep and set aside a reserve for unexpected equipment failures.

Utility Costs

Running a pool pump, heater, and lighting adds to your electricity and water bill throughout the season. Energy-efficient variable-speed pumps and covers that reduce evaporation both help lower operating costs over time.

Winterization

In climates with a freeze-thaw cycle, closing the pool properly each fall protects the plumbing, equipment, and structure. Winterization typically involves blowing out plumbing lines, treating water chemistry, covering the pool, and storing or protecting equipment. Labor and materials add an annual cost. 

Resurfacing or Liner Replacement

Concrete pools need resurfacing every 10-15 years, typically at $6,000 to $15,000 or more, according to HomeGuide. Vinyl liner pools need a new liner every 5-15 years, typically costing $3,000 to $7,500, per HomeGuide. Fiberglass pools do not require periodic resurfacing, and there is no liner to replace.

How Does an Inground Pool Affect Homeowners’ Insurance?

Pools are classified as an “attractive nuisance” under most homeowners’ insurance policies, which means they increase your liability exposure in the eyes of your insurer. Expect your annual premium to rise after installation. The specific increase varies by carrier, location, coverage level, and what safety features, such as fencing, alarms, or an automatic cover, you have in place.

Contact your homeowners’ insurance provider before installation to understand the impact on your policy. Adding required safety features upfront can reduce both liability risk and premium impact.

Questions to Ask Your Contractor Before You Sign

Before committing to any inground pool quote, get clear answers to the following questions:

  1. Does this quote include permits, inspection fees, and permit applications?
  2. Is all electrical work, not just the panel, included?
  3. Does the quote include dirt hauling and excavated material removal?
  4. What decking is included, and what does additional patio work cost?
  5. Is fencing included, and does it meet local code requirements?
  6. Is the initial water fill included?
  7. Is any pool cover included, and what is the cost to upgrade to an automatic cover?
  8. Is basic yard restoration or landscaping included?

Talk to a Local Thursday Pools Dealer Before You Budget

Installation costs vary by yard, location, soil type, access conditions, and what you want surrounding the pool. The most accurate budget comes from a dealer who has seen your specific site. An authorized Thursday Pools independent dealer will assess your yard and give you a project estimate that accounts for your site, project scope, and budget. You can also try our Pool Cost Calculator for a ballpark starting point before your first dealer conversation.

Frequently Asked Questions About Inground Pool Installation Costs

What costs are typically not included in an inground pool installation quote?

Base installation quotes most often exclude permits and inspection fees, safety fencing, the full scope of electrical work, water fill, dirt hauling, decking beyond a small perimeter, landscaping, yard restoration, pool covers, and pool heaters. Getting a fully itemized quote makes it possible to compare proposals accurately and avoid budget surprises.

How much does it cost to install an inground pool, including all expenses?

A fiberglass pool typically runs $45,000 to $100,000 or more for the base installation, according to a 2026 Thursday Pools independent dealer network survey. Adding fencing, full decking, electrical work, a heater, and an automatic cover can push the total significantly higher. For a full breakdown by pool type, see our Inground Pool Cost Guide.

Do I need a permit to install an inground pool?

Yes. In most jurisdictions, a building permit is required before excavation can begin. Separate permits for electrical and plumbing work may also apply. Permit costs typically run $100 to $1,000, though the amount varies by location. Your contractor should manage the application process, but the cost is typically not included in the base installation quote.

Does inground pool fencing have to meet local code?

Yes. Most municipalities and states have specific fencing requirements for residential pools, covering minimum height, gate specifications, and latching mechanisms. Requirements vary by location, and your builder should know the local codes. According to a 2026 survey of Thursday Pools independent dealers, the average cost for a standard 300-linear-foot fence is just more than $8,000.

How much does inground pool electrical work cost?

Pool electrical work typically runs $2,000 to $5,000 at minimum in our experience, and up to $10,000 or more for complex setups or homes that need a panel upgrade. This cost is frequently excluded from base installation quotes. Confirm what is included before signing, and get a separate electrical estimate if it is not covered.

Will installing an inground pool raise my homeowners’ insurance?

Yes. Pools are classified as attractive nuisances, and most homeowners’ insurance policies will increase annual premiums after installation. The impact depends on your carrier, coverage level, location, and what safety features you have installed. Contact your insurance provider before installation to understand the impact on your policy.

Which type of inground pool has the lowest lifetime cost?

Fiberglass pools typically carry the lowest lifetime maintenance cost because they do not require periodic resurfacing or liner replacement. Concrete pools need resurfacing every 10-15 years at $6,000 to $15,000 or more. Vinyl liner pools need a new liner every 5-15 years at $3,000 to $7,500 per replacement. Fiberglass pools require no resurfacing or liner replacements.

What questions should I ask before signing a pool installation contract?

Ask specifically whether the inground pool quote includes permits, dirt hauling, electrical work, safety fencing, water fill, decking, an initial pool cover, and yard restoration. Ask for an itemized breakdown so you can compare quotes from different contractors on equal terms.

Turn Your Pool Financing Dream Into a Reality

Posted on by Karen

swimming pool financing Have you been looking out your window wishing there was a brand new fiberglass pool out there? Have you (or your kids) been dreaming about a pool for years, but you think you can’t afford it? If your answer to these questions is perpetually, “Yes. Maybe next year,” it’s time to change your mindset. Financing your new inground fiberglass pool project is easier than you might think. There are several financing options available that can get you started finding a great pool builder near you and choosing the pool of your dreams so you can tell the kids, “Yeah! This is the year we do it!”

POOL FINANCING TIPS TO FAST TRACK YOUR POOL PURCHASEswimming pool financing

  1. Think positively. When you make something a priority, you can make it happen. Most of us won’t be in a place to simply write a check, but if you really want a pool, and you’re willing to make a few sacrifices in other places, you can probably achieve your goal of saving up at least enough for a nice chunk of a down payment.
  2. Charge ahead. The high interest rates of credit cards might make it prohibitive to put your entire pool purchase on a single card. However, you can often get a great introductory rate (or sometimes even a 0% interest on a balance transfer) that will give you some time to pay it off without spending a ton of money on finance charges.
  3. Take it to the bank. Your bank (and especially your credit union) might be willing to offer you an unsecured loan for part of your pool project. This means you don’t have to use your house or other valuables for collateral. The better your credit rating, the better interest rate you’ll get, and the more the bank will be willing to loan you.
  4. Use your equity. A second mortgage may be an option for you if you’ve been in your home for a while and plan to stay there. Most financial institutions allow you to borrow up to 90% of your home’s value. You’ll get a check at closing and have up to 30 years to pay for your pool!
  5. Refinance. When interest rates drop, it’s time to spring into action and refinance your mortgage. You’ll most likely walk away with a lower monthly mortgage rate AND a check in hand that will help you pay for your dreamy backyard oasis.
  6. Say hello to HELOC. Home equity lines of credit (HELOCs) are an awesome option for making pool dreams come true. The best part is that you can borrow against the equity in your home as you need it and only pay interest on what you’ve used. Then, if you decide to upgrade your pool furniture or landscaping or add accessories later, you’ll be able to use your HELOC to pay for them.

Pool Dreams Into a RealityRegardless of the option (or combination of options) you choose, the fact is that this time next year, you can look out your window and instead of saying, “Maybe next year,” you can say, “Get your suits on kids. Last one in’s a rotten egg!”